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Estates & Trusts

Estate planning involves more than just deciding what happens to your assets after you pass; it’s about ensuring a secure and comfortable retirement. Whether you’re planning for the long term or addressing immediate needs, HBL is here to guide you through every step of the process. We’ll help you create a plan that supports your lifestyle and meets your retirement goals, giving you peace of mind for the future.

Planning for retirement is a key component of estate planning, as it allows you to enjoy your later years without financial worries. HBL offers tailored strategies to help you maximize your retirement savings, protect your assets, and ensure that your financial future is secure. Our goal is to provide you with the tools and advice you need to live comfortably while safeguarding your wealth.

When it comes to transferring assets to loved ones or charities, minimizing transfer and estate taxes is crucial. HBL can assist you in developing a plan that not only meets your personal and charitable goals but also ensures that your assets are passed on in the most tax-efficient way possible. By carefully structuring your estate, we help you protect your legacy and provide for those who matter most to you.

Included Services

Our estate and trust planning services are designed to help you protect your assets, ensure your wishes are honored, and provide for your loved ones with peace of mind.

Retirement Planning

Helping you maximize your savings, minimize tax liabilities, and secure a financially stable future.

Business Succession Plans

Ensuring a smooth transition & continuity of your business while protecting its value & legacy.

Asset Protection

Safeguarding your wealth from potential risks, creditors, & legal challenges, ensuring your financial security & peace of mind.

Wealth Transfer

Efficiently passing on your assets to future generations while minimizing tax burdens and preserving your family's legacy.

Charitable Giving

Maximizing your philanthropic impact while offering potential tax benefits.

Gift Planning

Structuring and timing your gifts in a way that aligns with your financial goals and optimizes tax advantages.

Minimizing of Transfer & Estate Taxes

Helping you preserve more of your wealth for your heirs and beneficiaries.

Financial services to fit your individual needs

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With HBL 360, you’ll get personalized financial planning, smart budgeting, and insightful analysis that will help your business thrive. It’s your CFO, Controller, Accounting Team and Finance Experts all rolled into one comprehensive solution.

This full-service, full-time solution allows us to lean in, learn more and truly leverage our capabilities. We partner with you and prioritize your finances as a whole - protecting your business and growing your company’s bottom line and profit margin along the way.

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Frequently Asked Questions

How can I ensure my assets are distributed according to my wishes?

To ensure your assets are distributed as you intend, it’s essential to have a comprehensive estate plan, including a will and possibly a trust, that clearly outlines your wishes. Regularly updating these documents is also key to reflecting any changes in your life or financial situation.

What are the tax implications of my estate and how can I minimize them?

To minimize estate and transfer taxes, consider strategies such as gifting assets during your lifetime, setting up trusts, and taking advantage of exemptions and credits. HBL can help tailor these strategies to your specific situation.

What is the difference between a will and a trust, and which is right for me?

A will allows you to specify how your assets will be distributed after your death, but it often requires probate, which can be time-consuming and public. A trust, on the other hand, can help avoid probate, provide privacy, and offer more control over when and how your assets are distributed. The right choice depends on your goals, asset types, and family dynamics.

Contact HBL CPAs

Get in touch with us

Have questions about our financial services? Want to set up a free appointment? Ready to get started? Not sure about next steps? No problem. HBL is here to help.

Contact us to learn more about our outsourced CFO services designed to fit any budget and all businesses.

Phone

(520) 886-3181

Email

info@hblcpa.com
HBL 360 logo, all white

Get expertise that will help you boost efficiency, insight to increase profitability, and guidance to grow your business with our comprehensive, collaborative accounting solution.

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HBL 360 logo, all white

Get expertise that will help you boost efficiency, insight to increase profitability, and guidance to grow your business with our comprehensive, collaborative accounting solution.

Learn More